Save Smart. Pay Fast. Earn Big.
Whether you're saving for your future, making quick payments, or running a business. Xtrempay makes it fast, fun, and financially rewarding.
Why Xtrempay?
All-in-One Wallet Send money, buy airtime, pay bills, and save—all in one app.
Incentive-Based Savings Save money and unlock raffle draws, trivia contests & entertainment perks.
Made for Nigerians Localized features, naira-first UX, and real-time support
Bank-Level Security End-to-end encryption, secure login, and fraud alerts.
To be won every week
Active users
Customer Support
Weekly savings
Trivia
Savings
Save Weekly Answer Smart Win Cash. Trivia Savings makes saving fun, you save money, answer trivia, and stand a chance to win cool cash!
How it works:
Save ₦3000/week = Entry unlocked Play our weekly trivia quiz
- Get answers right! Boost your chance
- Winners get picked and rewarded with real cash!
Why it bangs:
- Fun + saving in one
- Real rewards for being smart
- For sharp minds & goal-getters
- Don't just save. Outsmart. Outwin. Trivia Saving only on Xtrempay.
Spin & Win
Savings
Spin & Win - Save. Spin. Win Big. With Spin & Win Savings, every token you spin gives a chance to win instant rewards, fun, fast, and built for the bold.
How it works:
Save ₦500 = 1 spin token
- Use your token to spin the wheel
- Could you win airtime, saving boosts, or even real cash
Why it bangs:
- Every spin is a shot at winning instant rewards
- Fun, fast, and built for the bold
- Only on Xtrempay where saving gets exciting!
Raffle
Savings
Raffle Savings on Xtrempay rewards you with cash prizes just for saving, no interest, no stress.
How it works:
Save ₦1000 = 1 ticket
- More savings = more tickets = Higher chances
- We draw winners weekly/monthly and yes, it's real cash
Why it bangs:
- No boring interest
- Real wins, made for hustlers & dreamers like you
- Stack your savings. Stack your chances. Join the Raffle.
Send Money.
Pay Bills
Raffle Savings on Xtrempay rewards you with cash prizes just for saving, no interest, no stress.
How it works:
Save ₦1000 = 1 ticket
- More savings = more tickets = Higher chances
- We draw winners weekly/monthly and yes, it's real cash
Why it bangs:
- No boring interest
- Real wins, made for hustlers & dreamers like you
- Stack your savings. Stack your chances. Join the Raffle.
Xtrempay POS?
Free POS for Agents & Merchants
Xtrempay gives you a POS machine at no cost, so you can grow your hustle and serve your community.
What You Get
Free POS device- Fast & secure
- Instant settlement
- Earn commissions on every transaction
- 24/7 support & quick settlements
Who Can Apply
What they say about us
I used to struggle with saving money. But now I look forward to it every week because I get to spin, play trivia, and win cash. Saving has never felt this rewarding.
Olife A.
Student | Ibadan
At first, I didn't believe it. But when I won a raffle draw after saving just 1000, I screamed. Xtrempay is the real deal. I'm hooked now!
Sammy B.
Content Creator | Ibadan
The trivia savings is genius. I save 3000 weekly and get to answer fun questions. Got lucky a few times and won some cash. It's like learning and earning!
Ahmed S.
Corp Member | Kano
Between saving for rent and helping my mum's shop with a POS, Xtrempay has become my go-to app. It's not just a savings app, it's a financial hack.
Kemi O.
Side Hustler | Abeokuta
I got a free POS from Xtrempay. No rent, no stress. Now customers pay easily, and I earn commissions daily. It's the best decision I made for my business.
Blessing E.
Seller | Benin City
Join the X-Force winning big and paying smarter every day.
Need Help? Xtrempay's Got You.
Whether you're saving, spinning, or making payments — we're always here for you.
Talk to Us
Call/WhatsApp: +234 703 293 2410
Mon-Sat | 9AM-5PM
In-App Chat
Open Xtrempay → Tap Help → Start a Live
Email Us
General Support: support@xtrempay.com
Partnerships: business@xtrempay.com
Need Help? Xtrempay's Got You.
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Categories
FAQs
Xtrempay is a smart savings and rewards platform...
Raffle Saving lets you win by saving regularly...
You earn rewards by answering trivia while saving...
Spin & Win is a gamified reward mechanism...
No, your savings are always safe...